Pensions

For every £80 you invest in your pension, the government adds £20

Did You Know?……

A pension is basically a way of securing an income for you when you retire It is a savings plan but on a long term basis with tax advantages over normal savings accounts.A pension is basically a way of securing an income for you when you retire It is a savings plan but on a long term basis with tax advantages over normal savings accounts.

The type of pension you choose is all down to you and what suits your current situation and future plans. It can be complicated or quite simple but it needs to be a plan you are happy with and you feel will secure you in the future.
It is unlikely that you want to work for the rest of your life so when it comes time to stop, you need an income to match the lifestyle you choose to follow. With changes to age qualification on state pension and perhaps even lack of trust that it will be an option for you in the future, protect yourself.

Basics Of A Pension

  • You contribute and therefore save at a time where you can afford to do so.
  • Your money goes into the pension rather than a savings account that would gain little interest.
  • The pension fund is invested in the stock market where it is likely to generate higher returns.
  • When you reach a certain age, you will gain access to the funds.

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